How I Paid Off $10,000 of Credit Card Debt in 6 Months

I PAID OFF $10,000 IN CREDIT CARD DEBT IN SIX MONTHS GJFREKJGHRJFEGK I'm too excited WOW. Here's a very detailed video of my debt payoff process!! #personalfinance #debtpayoff #creditcarddebt

TIME STAMPS:
0:00 - intro
2:01 - how I got into 10k of credit card debt
5:30 - get serious and commit to a debt payoff plan
6:30 - balance transfers
7:23 - track your income and expenses & create a budget
7:59 - pay more than minimum payments (debt snowball vs debt avalanche)
9:04 - find extra money to use toward debt (cut your spending and/or make more money!)
11:18 - I have definitely increased my income (+ my estimated total income for 2019)
12:50 - what percentage of my income goes toward debt?
14:35 - how much did I pay each month?
16:40 - my debt payoff hype song lmfao
17:36 - how do you resist lifestyle inflation / spending more as you earn more?
18:43 - how do you stay motivated during debt payoff?
19:57 - what was the most helpful way to think about the process of paying off debt?
20:33 - are you saving while paying off debt?
21:13 - what’s next? Pay off my student loans! + my current total loan balance
22:49 - how has your credit score changed?
23:24 - did you still use credit cards while paying them down?
24:46 - what do you recommend for young people regarding credit cards and student loans?

SOURCES & REFERENCES:
Opening Up About My Student Loans and Credit Card Debt -
Finances of a Full-Time YouTuber (taxes, budgeting, etc) -
Debt Snowball Vs Debt Avalanche | Which is the Best Debt Payoff Strategy? -
What is a balance transfer? -
The Financial Diet -
Aja Dang -
Sarah Nourse -


♥ Instagram:
♥ Twitter:
♥ My Podcast, Previously Gifted:
♥ Vlog Channel:
♥ Political Channel:


♥♥♥ Use my affiliate links to support my channel :-) ♥♥♥
* My go-to eyeshadow palette (vegan and cruelty free!)

* 10% off Glossier (for first time customers). I use the Perfecting Skin Tint, "Cake" and "Zip" Generation Z lipstick
-

*Sign up for my fav travel site, Airbnb, for a $40 credit!

*Here's an Amazon list with all of the equipment I use to film my videos, including my camera, mic, ring light, and more!

Hello my dudes! My name is Tiffany Ferguson. I’m a 24 year old sharing my thoughts and life experiences. Here on Tiffanyferg, recently I've been working on my Internet Analysis series, where I research and discuss topics related to social issues and media. I also occasionally talk about my experiences with college, traveling, study abroad, veganism, and more.

Business Inquiries: tiffanyferguson@select.co

FTC: This video is not sponsored. Links with * are affiliate, meaning I am compensated monetarily if you join or make a purchase.

Tiffany Ferguson,tiffanyferg,debt,credit cards,credit card debt,student loans,student debt,10000,debt payoff,debt payment,debt payoff journey,debt free,Dave Ramsey,debt snowball,debt avalanche,income,budgeting,budget,TFD,The Financial Diet,Aja Dang,Sarah Nourse,personal finance,money,millennial money,